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Asking loan applicants to manually download and upload PDF bank statements with passwords creates fraud risks and high drop-off rates. Learn how the RBI-regulated Account Aggregator (AA) framework enables 100% digital, end-to-end encrypted financial data sharing for instant credit underwriting.
India's Digital Public Infrastructure (DPI)—anchored by Aadhaar, UPI, and now the Account Aggregator (AA) framework—is transforming financial services. For fintech lenders, wealth managers, and insurance providers, integrating with the AA ecosystem enables instant, fraud-proof digital underwriting.
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Request Account Aggregator DemoAA is an RBI-regulated framework that enables individuals and businesses to securely share financial data (bank statements, mutual funds, insurance) from Financial Information Providers (FIPs) to Financial Information Users (FIUs) with explicit digital consent.
Data is fetched directly from banking core systems in cryptographically signed JSON format, completely eliminating fabricated or tampered PDF statements.
In under 60 seconds, automated analytics categorize cash flows, recurring salary credits, loan EMI debits, and average monthly balances.
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